Kredete is redefining financial empowerment for African immigrants and businesses through a cross-border fintech ecosystem powered by modern stablecoin and blockchain-based infrastructure. The company is currently hiring a Senior Software Engineer in Lagos for a hybrid contract-to-hire role—ideal for backend engineers with expertise in Rust, Golang, Python, and Node.js, and a desire to work in secure, scalable financial systems.
About Kredete
Kredete operates at the intersection of fintech innovation and African financial empowerment. The company’s platform allows users to send money to over 30 African countries, build cross-border credit history, and process remittances using stablecoins and other secure transaction tools. By bridging traditional and decentralized finance, Kredete is creating low-cost, secure pathways for financial inclusion.
This mission requires engineers who understand the critical importance of secure coding practices, compliance-driven development, and real-time financial systems—especially in a regulatory-heavy space.
Role Overview: What You’ll Build and Scale
The Senior Software Engineer will architect and develop secure backend systems to support:
- Payment processing microservices
- Fraud detection pipelines
- Transaction routing and KYC/AML compliance flows
- Real-time settlement engines and observability tools
You’ll work in a cloud-native, containerized environment using Kubernetes, Docker, and Terraform, building infrastructure and services that ensure secure remittances, instant cross-border payments, and financial integrity.
Key Responsibilities in the Role
You’ll be expected to:
- Design scalable microservices for transaction processing and routing
- Build low-latency systems for real-time monitoring and cross-border remittances
- Collaborate with product, compliance, and DevOps teams to implement secure services
- Create APIs for fraud monitoring, wallet integrations, and settlement
- Write clean, testable code and perform performance profiling
- Maintain observability through logs, metrics, and alerts for mission-critical transactions
The role also requires maintaining PCI DSS and SOC 2 standards throughout all backend services.
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Qualifications You’ll Need to Succeed
Required:
- BSc in Computer Science, Engineering, or a technical field
- 6–8+ years in backend development with production experience in Rust, Golang, Python, or Node.js
- Strong knowledge of distributed systems, event-driven architectures, and secure API design
- Familiarity with PostgreSQL, Redis, MongoDB, Kafka, NATS, or RabbitMQ
- Experience working with OAuth2, JWT, TLS, and encryption protocols
- Hands-on with Kubernetes, Docker, and infrastructure-as-code tools
Preferred:
- Experience in fintech, payments, or remittance systems
- Built or maintained systems under regulatory frameworks like GDPR, PCI DSS, or PSD2
- Familiarity with cloud platforms like AWS, GCP, or Azure
Soft Skills That Make You Stand Out
This isn’t just a technical role. Kredete is looking for engineers who bring:
- Strong communication and cross-functional collaboration skills
- Leadership in code reviews, mentoring, and architectural decisions
- A detail-oriented, ownership-driven mindset
- Comfort working under pressure in fast-paced fintech environments
- Passion for secure development and compliance-first thinking
Why This Role Is a Career Game-Changer
This is more than a backend engineering job. You’ll be joining a fast-growing, mission-driven fintech solving real economic challenges through secure software infrastructure. You’ll work on high-volume systems, make decisions that affect millions of users, and help shape the technical future of African finance.
This position also offers:
- Remote flexibility
- High compensation
- Sign-on bonuses
- A path to full-time hire and global impact
If you’re looking to lead regulatory-compliant fintech systems, this is a premium opportunity.
How to Apply for the Kredete Senior Software Engineer Role
Here’s how to increase your chances:
- Tailor your CV to highlight experience in Rust, Golang, or Python
- List previous fintech or regulated industry projects (especially if you worked with SOC 2, PCI DSS, or GDPR)
- Include examples of building secure APIs, real-time data pipelines, or fraud detection logic
- Be ready to take a technical screen
Apply now via LinkedIn: Senior Software Engineer – Kredete
This role is being actively reviewed — don’t wait. Kredete is hiring exceptional talent fast.
